Does Your Auto Insurance Cover Air Conditioning?
Posted: August 4, 2017
Driving a car with no A/C can be miserable during the hot summer months, particularly during a heatwave. As important as it is to your comfort and that of your passengers, automotive air conditioning can be expensive to repair or replace when it breaks down or malfunctions. In many cases, when the A/C malfunctions, it is considered normal wear-and-tear and not covered by auto insurance...
Avoid a Headache When You Can't Avoid What's in the Road
Posted: November 3, 2016
In a majority of cases, hitting an animal while driving is unavoidable. As upsetting as this event can be, it is also capable of causing substantial damage to your vehicle, particularly if the animal is large. Deer related accidents are common in rural areas, with the average repair from these accidents exceeding $3,300. At Instant Insurance we recommend that our clients review their auto insurance...
You or Your Car: Who is Insured?
Posted: June 1, 2016
Auto insurance policies are written in complex legal language and most people will purchase a policy without fully understanding what – or who – is actually covered. So if you get in an accident while driving another person’s car, will your auto insurance policy cover you? What about while you are driving a rental car? The fact is that each policy is different and typically...
Don’t Let Water Damage Soak Through Your Savings
Posted: April 18, 2016
Damage to a home can be costly and time-consuming to repair, but the dangers associated with water damage extend beyond the immediately obvious. Even surfaces that do not feel wet to the touch may conceal serious damage to internal structures and this can lead to even greater repair costs down the line. If the damage isn’t covered by your homeowner’s insurance then expect the repair...