Great Insurance Tips for First Time Home Buyers
Posted: March 19, 2018
Homeowners insurance is not required by law like automobile liability insurance. However, it is required by mortgage companies to protect the lender’s investment. Even if you were able to pay cash for your home, homeowners insurance is an important protection for what is likely your biggest asset. Following are some tips about homeowners insurance for first time home buyers. Get Renters Insurance to Help Lower...
3 Reasons to Have Renters Insurance
Posted: February 20, 2018
Are you a renter in Sorrento? If so, keep in mind that you have a big financial investment in all of your possessions. If you were forced to pay to replace what you have, it would probably cost you tens of thousands of dollars, or even more. There are three major reasons you want to have renters insurance: You can replace what you lost. You...
Does Your Auto Insurance Cover Air Conditioning?
Posted: August 4, 2017
Driving a car with no A/C can be miserable during the hot summer months, particularly during a heatwave. As important as it is to your comfort and that of your passengers, automotive air conditioning can be expensive to repair or replace when it breaks down or malfunctions. In many cases, when the A/C malfunctions, it is considered normal wear-and-tear and not covered by auto insurance...
Avoid a Headache When You Can't Avoid What's in the Road
Posted: November 3, 2016
In a majority of cases, hitting an animal while driving is unavoidable. As upsetting as this event can be, it is also capable of causing substantial damage to your vehicle, particularly if the animal is large. Deer related accidents are common in rural areas, with the average repair from these accidents exceeding $3,300. At Instant Insurance we recommend that our clients review their auto insurance...
You or Your Car: Who is Insured?
Posted: June 1, 2016
Auto insurance policies are written in complex legal language and most people will purchase a policy without fully understanding what – or who – is actually covered. So if you get in an accident while driving another person’s car, will your auto insurance policy cover you? What about while you are driving a rental car? The fact is that each policy is different and typically...