Great Insurance Tips for First Time Home Buyers
Posted: March 19, 2018
Homeowners insurance is not required by law like automobile liability insurance. However, it is required by mortgage companies to protect the lender’s investment. Even if you were able to pay cash for your home, homeowners insurance is an important protection for what is likely your biggest asset. Following are some tips about homeowners insurance for first time home buyers. Get Renters Insurance to Help Lower...
Does Homeowners Insurance Cover Landscaping?
Posted: October 12, 2017
Your yard is an important part of your home, and requires a great deal of time, effort, and money to maintain. Landscaping can suffer damage from fire, theft, and vandalism, just like the inside of your home. If you have worked hard and invested a lot of money to create a beautifully landscaped yard, you may be wondering whether homeowners insurance will cover your trees,...
Basic Guidelines for Purchasing Flood Insurance
Posted: May 12, 2017
Do you need flood insurance? Any home or business can be damaged by water incursions, even those located in a low to moderate flood risk area. If you have concerns about the possibility of flooding due to storm conditions, rising water, fast melting snow, mud, or other situation, putting flood insurance in place could, in the end, could save you thousands, tens of thousands, or...
Helpful Tips to Get Your House Ready for Spring Storms
Posted: April 1, 2017
April showers may be great for a lush, blooming garden, but the heavy spring storms can lead to very serious damage if you are not prepared. Homeowners can avoid costly repairs by taking a few simple steps before the first storm hits. Have a Plan in Place When severe weather hits, the most important thing is to ensure the safety of every member of your...
How to Protect Your Home This Winter
Posted: February 6, 2017
Extreme winter weather can lead to serious damage to your home. Frozen water pipes can burst and cause a flood in your home and basement; a dam of ice within your gutter can divert the water to your interior walls creating a mess that will be costly to repair. Your homeowners insurance protects against specific types of damage, but every policy is different. Ensure you...