Homeowners Insurance: When Do You File a Claim?
Posted: September 7, 2018
Homeowners insurance is designed to cover damage to your property caused by certain covered events. It stands to reason, as you are paying your premiums, you should take advantage of available coverage. The reality is, it is not always advisable to file a homeowners insurance claim as it can lead to higher premiums or even cancellation in some cases. Underwriters tend to frown on policyholders...
Save Money During the Hot Summer Months
Posted: June 12, 2018
We all want to save money on home expenses and have more to spend on the finer things in life. When the seasons change, so do the money-saving strategies. The following are some tips on how to save money during the hot summer months. Replace AC Filters Regularly Filters for air conditioning units are inexpensive, and it makes sense to replace them frequently. Dirty air...
Why It is Important to Review Your Insurance Policies on a Yearly Basis
Posted: April 23, 2018
Insurance policies are living documents. They can, and should be, changed periodically to accommodate changes in circumstances and needs of the policyholder. At Instant Insurance in Sorrento, Florida, our agents can assist you with an annual review of your home, auto, and life insurance policies to help ensure you have the coverage you need without paying more than you need to. Reasons to Review Your...
Great Insurance Tips for First Time Home Buyers
Posted: March 19, 2018
Homeowners insurance is not required by law like automobile liability insurance. However, it is required by mortgage companies to protect the lender’s investment. Even if you were able to pay cash for your home, homeowners insurance is an important protection for what is likely your biggest asset. Following are some tips about homeowners insurance for first time home buyers. Get Renters Insurance to Help Lower...
Does Homeowners Insurance Cover Landscaping?
Posted: October 12, 2017
Your yard is an important part of your home, and requires a great deal of time, effort, and money to maintain. Landscaping can suffer damage from fire, theft, and vandalism, just like the inside of your home. If you have worked hard and invested a lot of money to create a beautifully landscaped yard, you may be wondering whether homeowners insurance will cover your trees,...