Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
How to Tell if Your Roof Needs Replacing
Posted: October 3, 2016
Roofs are one of the parts of the home that tend to cause homeowners the most headaches: how do you know if something is a simple fix or the sign of a serious problem? Many people are wary of calling in the professionals for an issue that seems small, but an unattended leak or structural issue can grow into a major threat to your home....
Is Your Home Ready for the Fall?
Posted: September 2, 2016
For homeowners, each season brings its own unique set of challenges and maintenance tasks, and prevention is always easier and less expensive than repairing something that’s broken. As fall approaches, consider protecting your home by taking the time to assess and address any issues in the following areas: Insulation from the cold. As the weather gets colder, poor insulation can be both uncomfortable and expensive,...
Two Exceptions to Permissive Use Car Insurance Coverage
Posted: August 1, 2016
Your car insurance may not cover every person who drives your vehicle on an occasional basis. Members of your household who are most likely to use your vehicle are usually named as drivers on your insurance policy. Some auto insurance policies more generally cover “household members” – but what are the exceptions? Your car insurance policy (buried in the fine print) will define the term “household...
Light the Sky, Not Your House This July 4th
Posted: July 1, 2016
Hamburgers, hotdogs, parades, and fireworks! The 4th of July is a great American holiday, and fireworks are a tradition the entire Sorrento community enjoys. But first, a word of caution: make sure you light up the sky, and not your home! Fireworks can reach as high as 1,200 degrees Fahrenheit. The National Fire Protection Agency reports an estimated 17,800 structure fires and about $32 million...
You or Your Car: Who is Insured?
Posted: June 1, 2016
Auto insurance policies are written in complex legal language and most people will purchase a policy without fully understanding what – or who – is actually covered. So if you get in an accident while driving another person’s car, will your auto insurance policy cover you? What about while you are driving a rental car? The fact is that each policy is different and typically...